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Housing in Moray

Council area

North Scotland. 94,730 people (mid-2025 estimate) in 2,238 square kilometres.

8 layers about housing for Moray, each at the level its publisher released it, with its own date and source.

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Average house price by council

UK House Price Index · July 2026

Under £175k£600k or more

Moray’s average house price was £204,008 in July 2026.

Average house price

Council
£204,008
HM Land Registry and partners · Jul 2026

Moray’s average house price was £204,008 in July 2026.

That is 4% higher than Scotland and 25% lower than the UK average.

Prices rose 5.6% in the year to July 2026.

Against Scotland
4% higher£196,349
Against the UK
25% lower£272,611
Open in mapSource and methodEvery council ranked

House prices since 2004

Monthly average house price, smoothed. Moray’s is 3 times its 2004 level, faster than Scotland’s.

House prices since 2004Average house price each month for Moray, Scotland, United Kingdom, January 2004 to July 2026. Source: UK House Price Index.
House prices since 2004
MonthMorayScotlandUnited Kingdom
Jan 2004£68,782£76,662£126,179
Jan 2005£85,053£90,440£138,759
Jan 2006£98,538£105,257£147,360
Jan 2007£119,503£121,923£162,825
Jan 2008£135,843£133,172£171,137
Jan 2009£129,837£119,792£144,840
Jan 2010£135,962£124,112£154,268
Jan 2011£132,293£124,856£154,113
Jan 2012£124,148£120,989£152,831
Jan 2013£131,476£117,973£154,495
Jan 2014£131,174£122,220£164,137
Jan 2015£136,244£129,869£175,636
Jan 2016£136,358£131,634£189,268
Jan 2017£142,313£133,141£198,276
Jan 2018£146,417£141,353£206,844
Jan 2019£147,001£144,124£210,317
Jan 2020£145,539£147,731£213,657
Jan 2021£159,556£157,866£228,417
Jan 2022£170,181£173,589£248,031
Jan 2023£190,647£175,092£260,941
Jan 2024£183,132£179,248£255,972
Jan 2025£194,196£185,315£264,936
Jan 2026£195,916£189,118£268,862
Jul 2026£204,008£196,349£272,611

House price to pay

CouncilGreat Britain only
6.0×
Worked out by Open Index · 2025

A home in Moray costs 6.0 times local full-time pay.

Worked out by Open Index from the UK House Price Index and the ONS earnings survey.

Open in mapSource and methodEvery council ranked
House price to pay: Moray among every council348 areas from 3.1× to 23.4×. The middle area is 7.3×. Moray is 6.0×.

Annual price change

Council
5.6%
HM Land Registry and partners · Jul 2026
Against Scotland
2.4 times2.3%
Against the UK
4 times1.4%
Open in mapSource and methodEvery council ranked

House price change since 2005

Monthly annual price change, smoothed. Moray’s is 76% lower than in 2005, ahead of Scotland’s.

House price change since 2005Annual price change each month for Moray, Scotland, United Kingdom, January 2005 to July 2026. Source: UK House Price Index.
House price change since 2005
MonthMorayScotlandUnited Kingdom
Jan 200523.7%18.0%10.0%
Jan 200615.9%16.4%6.2%
Jan 200721.3%15.8%10.5%
Jan 200813.7%9.2%5.1%
Jan 2009−4.4%−10.0%−15.4%
Jan 20104.7%3.6%6.5%
Jan 2011−2.7%0.6%−0.1%
Jan 2012−6.2%−3.1%−0.8%
Jan 20135.9%−2.5%1.1%
Jan 2014−0.2%3.6%6.2%
Jan 20153.9%6.3%7.0%
Jan 20160.1%1.4%7.8%
Jan 20174.4%1.1%4.8%
Jan 20182.9%6.2%4.3%
Jan 20190.4%2.0%1.7%
Jan 2020−1.0%2.5%1.6%
Jan 20219.6%6.9%6.9%
Jan 20226.7%10.0%8.6%
Jan 202312.0%0.9%5.2%
Jan 2024−3.9%2.4%−1.9%
Jan 20256.0%3.4%3.5%
Jan 20260.9%2.1%1.5%
Jul 20265.6%2.3%1.4%

Detached house price

Council
£316,545
HM Land Registry and partners · Jul 2026

The average price of a detached home in Moray was £316,545 in July 2026.

That is 13% lower than Scotland and 29% lower than the UK average for detached homes.

Against Scotland
13% lower£362,765
Against the UK
29% lower£444,936
Open in mapSource and methodEvery council ranked
Detached house price: Moray among every council348 areas from £175,111 to £4,525,386. The middle area is £447,347. Moray is £316,545.

Flat price

Council
£110,429
HM Land Registry and partners · Jul 2026

The average price of a flat in Moray was £110,429 in July 2026.

That is 19% lower than Scotland and 43% lower than the UK average for flats.

Against Scotland
19% lower£136,950
Against the UK
43% lower£192,704
Open in mapSource and methodEvery council ranked
Flat price: Moray among every council349 areas from £68,963 to £971,688. The middle area is £144,735. Moray is £110,429.

Semi-detached house price

Council
£200,648
HM Land Registry and partners · Jul 2026

The average price of a semi-detached home in Moray was £200,648 in July 2026.

That is 11% lower than Scotland and 28% lower than the UK average for semi-detached homes.

Against Scotland
11% lower£225,166
Against the UK
28% lower£278,555
Open in mapSource and methodEvery council ranked
Semi-detached house price: Moray among every council348 areas from £116,420 to £3,051,816. The middle area is £280,428. Moray is £200,648.

Terraced house price

Council
£159,169
HM Land Registry and partners · Jul 2026

The average price of a terraced home in Moray was £159,169 in July 2026.

That is 13% lower than Scotland and 31% lower than the UK average for terraced homes.

Against Scotland
13% lower£182,762
Against the UK
31% lower£231,945
Open in mapSource and methodEvery council ranked
Terraced house price: Moray among every council348 areas from £89,218 to £2,429,086. The middle area is £228,217. Moray is £159,169.

House sales per month

Council
123
HM Land Registry and partners · May 2026

123 home sales were recorded in Moray in May 2026.

Figures for the latest months are revised as more sales are registered.

Open in mapSource and methodEvery council ranked
House sales per month: Moray among every council360 areas from 6 to 894. The middle area is 114. Moray is 123.