# MK45 3: postcode sector in Bedford

273 live postcodes: 139 in Bedford, 134 in Central Bedfordshire.

A postcode has no figures of its own: each layer is published for whole councils, neighbourhoods or exact points. The figures below are for the whole of Bedford, which holds 51% of MK45 3’s postcodes. Open the map at MK45 3 for neighbourhoods and points.

In: [Bedford](https://openindex.co.uk/bedford) › [MK45](https://openindex.co.uk/postcode/mk45)

## Key figures

- **Average house price: £330,462** (August 2026). Bedford’s average house price was £330,462 in August 2026 (HM Land Registry). Up 1.1% in a year. Source: UK House Price Index, August 2026. Published 21 October 2026.
- **Median full-time pay: £41,214** (2025). Full-time workers living in Bedford earned a median of £41,214 in 2025 (ONS earnings survey). 116th highest paid of 348. Source: Annual Survey of Hours and Earnings, 2025. Published 23 October 2025.
- **House price to pay: 8.0×** (2025). A home in Bedford costs 8.0 times local full-time pay. Joint 133rd least affordable of 348. Source: Worked out by Open Index from the UK House Price Index and the ONS earnings survey. Published 21 October 2026.
- **Deprivation score: 19.7** (2025). Bedford has a deprivation score of 19.7 in the English Indices of Deprivation 2025 (MHCLG). Joint 138th most deprived of 296. Source: English Indices of Deprivation 2025, 2025. Published 30 October 2025.

## About

- Type: Postcode sector
- Live postcodes: 273
- Councils: [Bedford](https://openindex.co.uk/bedford)
- : [Central Bedfordshire](https://openindex.co.uk/central-bedfordshire)
- Centre: 52.0765, -0.4553

Council: [Bedford](https://openindex.co.uk/bedford) (Unitary authority, 51%).

## Councils

- [Bedford](https://openindex.co.uk/bedford): 139 postcodes
- [Central Bedfordshire](https://openindex.co.uk/central-bedfordshire): 134 postcodes

## Your MP

- [Mid Bedfordshire](https://openindex.co.uk/constituency/mid-bedfordshire): Blake Stephenson (Conservative), MP since July 2024. 90% of the people here.
- [North Bedfordshire](https://openindex.co.uk/constituency/north-bedfordshire): Richard Fuller (Conservative), MP since July 2024. 9.5% of the people here.

As of 18 October 2026. Contains Parliamentary information licensed under the Open Parliament Licence v3.0. Source: UK Parliament, Members API.

## Postcodes in MK45 3

[MK45 3AA](https://openindex.co.uk/postcode/mk45-3aa), [MK45 3AB](https://openindex.co.uk/postcode/mk45-3ab), [MK45 3AD](https://openindex.co.uk/postcode/mk45-3ad), [MK45 3AE](https://openindex.co.uk/postcode/mk45-3ae), [MK45 3AF](https://openindex.co.uk/postcode/mk45-3af), [MK45 3AG](https://openindex.co.uk/postcode/mk45-3ag), [MK45 3AH](https://openindex.co.uk/postcode/mk45-3ah), [MK45 3AJ](https://openindex.co.uk/postcode/mk45-3aj), [MK45 3AL](https://openindex.co.uk/postcode/mk45-3al), [MK45 3AN](https://openindex.co.uk/postcode/mk45-3an), [MK45 3AP](https://openindex.co.uk/postcode/mk45-3ap), [MK45 3AQ](https://openindex.co.uk/postcode/mk45-3aq), [MK45 3AS](https://openindex.co.uk/postcode/mk45-3as), [MK45 3AT](https://openindex.co.uk/postcode/mk45-3at), [MK45 3AU](https://openindex.co.uk/postcode/mk45-3au), [MK45 3AW](https://openindex.co.uk/postcode/mk45-3aw), [MK45 3AX](https://openindex.co.uk/postcode/mk45-3ax), [MK45 3AY](https://openindex.co.uk/postcode/mk45-3ay), [MK45 3AZ](https://openindex.co.uk/postcode/mk45-3az), [MK45 3BA](https://openindex.co.uk/postcode/mk45-3ba), [MK45 3BE](https://openindex.co.uk/postcode/mk45-3be), [MK45 3BF](https://openindex.co.uk/postcode/mk45-3bf), [MK45 3BH](https://openindex.co.uk/postcode/mk45-3bh), [MK45 3BJ](https://openindex.co.uk/postcode/mk45-3bj), [MK45 3BL](https://openindex.co.uk/postcode/mk45-3bl), [MK45 3BQ](https://openindex.co.uk/postcode/mk45-3bq), [MK45 3BS](https://openindex.co.uk/postcode/mk45-3bs), [MK45 3BT](https://openindex.co.uk/postcode/mk45-3bt), [MK45 3BU](https://openindex.co.uk/postcode/mk45-3bu), [MK45 3BW](https://openindex.co.uk/postcode/mk45-3bw), [MK45 3BX](https://openindex.co.uk/postcode/mk45-3bx), [MK45 3BY](https://openindex.co.uk/postcode/mk45-3by), [MK45 3DA](https://openindex.co.uk/postcode/mk45-3da), [MK45 3DB](https://openindex.co.uk/postcode/mk45-3db), [MK45 3DD](https://openindex.co.uk/postcode/mk45-3dd), [MK45 3DG](https://openindex.co.uk/postcode/mk45-3dg), [MK45 3DH](https://openindex.co.uk/postcode/mk45-3dh), [MK45 3DJ](https://openindex.co.uk/postcode/mk45-3dj), [MK45 3DL](https://openindex.co.uk/postcode/mk45-3dl), [MK45 3DN](https://openindex.co.uk/postcode/mk45-3dn), [MK45 3DP](https://openindex.co.uk/postcode/mk45-3dp), [MK45 3DR](https://openindex.co.uk/postcode/mk45-3dr), [MK45 3DS](https://openindex.co.uk/postcode/mk45-3ds), [MK45 3DT](https://openindex.co.uk/postcode/mk45-3dt), [MK45 3DU](https://openindex.co.uk/postcode/mk45-3du), [MK45 3DX](https://openindex.co.uk/postcode/mk45-3dx), [MK45 3DY](https://openindex.co.uk/postcode/mk45-3dy), [MK45 3EA](https://openindex.co.uk/postcode/mk45-3ea), [MK45 3EB](https://openindex.co.uk/postcode/mk45-3eb), [MK45 3ED](https://openindex.co.uk/postcode/mk45-3ed), [MK45 3EE](https://openindex.co.uk/postcode/mk45-3ee), [MK45 3EF](https://openindex.co.uk/postcode/mk45-3ef), [MK45 3EH](https://openindex.co.uk/postcode/mk45-3eh), [MK45 3EJ](https://openindex.co.uk/postcode/mk45-3ej), [MK45 3EL](https://openindex.co.uk/postcode/mk45-3el), [MK45 3EP](https://openindex.co.uk/postcode/mk45-3ep), [MK45 3ER](https://openindex.co.uk/postcode/mk45-3er), [MK45 3ES](https://openindex.co.uk/postcode/mk45-3es), [MK45 3ET](https://openindex.co.uk/postcode/mk45-3et), [MK45 3EU](https://openindex.co.uk/postcode/mk45-3eu), [MK45 3EW](https://openindex.co.uk/postcode/mk45-3ew), [MK45 3EX](https://openindex.co.uk/postcode/mk45-3ex), [MK45 3EY](https://openindex.co.uk/postcode/mk45-3ey), [MK45 3FA](https://openindex.co.uk/postcode/mk45-3fa), [MK45 3FB](https://openindex.co.uk/postcode/mk45-3fb), [MK45 3FD](https://openindex.co.uk/postcode/mk45-3fd), [MK45 3FF](https://openindex.co.uk/postcode/mk45-3ff), [MK45 3FG](https://openindex.co.uk/postcode/mk45-3fg), [MK45 3FH](https://openindex.co.uk/postcode/mk45-3fh), [MK45 3FJ](https://openindex.co.uk/postcode/mk45-3fj), [MK45 3FN](https://openindex.co.uk/postcode/mk45-3fn), [MK45 3FP](https://openindex.co.uk/postcode/mk45-3fp), [MK45 3FQ](https://openindex.co.uk/postcode/mk45-3fq), [MK45 3FR](https://openindex.co.uk/postcode/mk45-3fr), [MK45 3FS](https://openindex.co.uk/postcode/mk45-3fs), [MK45 3FT](https://openindex.co.uk/postcode/mk45-3ft), [MK45 3FU](https://openindex.co.uk/postcode/mk45-3fu), [MK45 3FW](https://openindex.co.uk/postcode/mk45-3fw), [MK45 3FX](https://openindex.co.uk/postcode/mk45-3fx), [MK45 3FZ](https://openindex.co.uk/postcode/mk45-3fz), [MK45 3GA](https://openindex.co.uk/postcode/mk45-3ga), [MK45 3GB](https://openindex.co.uk/postcode/mk45-3gb), [MK45 3GD](https://openindex.co.uk/postcode/mk45-3gd), [MK45 3GF](https://openindex.co.uk/postcode/mk45-3gf), [MK45 3GG](https://openindex.co.uk/postcode/mk45-3gg), [MK45 3GH](https://openindex.co.uk/postcode/mk45-3gh), [MK45 3GJ](https://openindex.co.uk/postcode/mk45-3gj), [MK45 3GL](https://openindex.co.uk/postcode/mk45-3gl), [MK45 3GN](https://openindex.co.uk/postcode/mk45-3gn), [MK45 3GP](https://openindex.co.uk/postcode/mk45-3gp), [MK45 3GQ](https://openindex.co.uk/postcode/mk45-3gq), [MK45 3GR](https://openindex.co.uk/postcode/mk45-3gr), [MK45 3GS](https://openindex.co.uk/postcode/mk45-3gs), [MK45 3GT](https://openindex.co.uk/postcode/mk45-3gt), [MK45 3GU](https://openindex.co.uk/postcode/mk45-3gu), [MK45 3GW](https://openindex.co.uk/postcode/mk45-3gw), [MK45 3GY](https://openindex.co.uk/postcode/mk45-3gy), [MK45 3HA](https://openindex.co.uk/postcode/mk45-3ha), [MK45 3HB](https://openindex.co.uk/postcode/mk45-3hb), [MK45 3HD](https://openindex.co.uk/postcode/mk45-3hd), [MK45 3HE](https://openindex.co.uk/postcode/mk45-3he), [MK45 3HG](https://openindex.co.uk/postcode/mk45-3hg), [MK45 3HH](https://openindex.co.uk/postcode/mk45-3hh), [MK45 3HJ](https://openindex.co.uk/postcode/mk45-3hj), [MK45 3HL](https://openindex.co.uk/postcode/mk45-3hl), [MK45 3HN](https://openindex.co.uk/postcode/mk45-3hn), [MK45 3HP](https://openindex.co.uk/postcode/mk45-3hp), [MK45 3HQ](https://openindex.co.uk/postcode/mk45-3hq), [MK45 3HR](https://openindex.co.uk/postcode/mk45-3hr), [MK45 3HS](https://openindex.co.uk/postcode/mk45-3hs), [MK45 3HT](https://openindex.co.uk/postcode/mk45-3ht), [MK45 3HU](https://openindex.co.uk/postcode/mk45-3hu), [MK45 3HW](https://openindex.co.uk/postcode/mk45-3hw), [MK45 3JA](https://openindex.co.uk/postcode/mk45-3ja), [MK45 3JE](https://openindex.co.uk/postcode/mk45-3je), [MK45 3JF](https://openindex.co.uk/postcode/mk45-3jf), [MK45 3JG](https://openindex.co.uk/postcode/mk45-3jg), [MK45 3JH](https://openindex.co.uk/postcode/mk45-3jh), [MK45 3JJ](https://openindex.co.uk/postcode/mk45-3jj), [MK45 3JL](https://openindex.co.uk/postcode/mk45-3jl), [MK45 3JN](https://openindex.co.uk/postcode/mk45-3jn), [MK45 3JP](https://openindex.co.uk/postcode/mk45-3jp), [MK45 3JR](https://openindex.co.uk/postcode/mk45-3jr), [MK45 3JS](https://openindex.co.uk/postcode/mk45-3js), [MK45 3JT](https://openindex.co.uk/postcode/mk45-3jt), [MK45 3JU](https://openindex.co.uk/postcode/mk45-3ju), [MK45 3JW](https://openindex.co.uk/postcode/mk45-3jw), [MK45 3JX](https://openindex.co.uk/postcode/mk45-3jx), [MK45 3JY](https://openindex.co.uk/postcode/mk45-3jy), [MK45 3JZ](https://openindex.co.uk/postcode/mk45-3jz), [MK45 3LA](https://openindex.co.uk/postcode/mk45-3la), [MK45 3LB](https://openindex.co.uk/postcode/mk45-3lb), [MK45 3LD](https://openindex.co.uk/postcode/mk45-3ld), [MK45 3LE](https://openindex.co.uk/postcode/mk45-3le), [MK45 3LF](https://openindex.co.uk/postcode/mk45-3lf), [MK45 3LG](https://openindex.co.uk/postcode/mk45-3lg), [MK45 3LH](https://openindex.co.uk/postcode/mk45-3lh), [MK45 3LJ](https://openindex.co.uk/postcode/mk45-3lj), [MK45 3LL](https://openindex.co.uk/postcode/mk45-3ll), [MK45 3LN](https://openindex.co.uk/postcode/mk45-3ln), [MK45 3LP](https://openindex.co.uk/postcode/mk45-3lp), [MK45 3LQ](https://openindex.co.uk/postcode/mk45-3lq), [MK45 3LR](https://openindex.co.uk/postcode/mk45-3lr), [MK45 3LS](https://openindex.co.uk/postcode/mk45-3ls), [MK45 3LT](https://openindex.co.uk/postcode/mk45-3lt), [MK45 3LU](https://openindex.co.uk/postcode/mk45-3lu), [MK45 3LW](https://openindex.co.uk/postcode/mk45-3lw), [MK45 3LX](https://openindex.co.uk/postcode/mk45-3lx), [MK45 3LY](https://openindex.co.uk/postcode/mk45-3ly), [MK45 3LZ](https://openindex.co.uk/postcode/mk45-3lz), [MK45 3NA](https://openindex.co.uk/postcode/mk45-3na), [MK45 3NB](https://openindex.co.uk/postcode/mk45-3nb), [MK45 3ND](https://openindex.co.uk/postcode/mk45-3nd), [MK45 3NE](https://openindex.co.uk/postcode/mk45-3ne), [MK45 3NF](https://openindex.co.uk/postcode/mk45-3nf), [MK45 3NG](https://openindex.co.uk/postcode/mk45-3ng), [MK45 3NH](https://openindex.co.uk/postcode/mk45-3nh), [MK45 3NJ](https://openindex.co.uk/postcode/mk45-3nj), [MK45 3NP](https://openindex.co.uk/postcode/mk45-3np), [MK45 3NQ](https://openindex.co.uk/postcode/mk45-3nq), [MK45 3NR](https://openindex.co.uk/postcode/mk45-3nr), [MK45 3NS](https://openindex.co.uk/postcode/mk45-3ns), [MK45 3NT](https://openindex.co.uk/postcode/mk45-3nt), [MK45 3NU](https://openindex.co.uk/postcode/mk45-3nu), [MK45 3NX](https://openindex.co.uk/postcode/mk45-3nx), [MK45 3NY](https://openindex.co.uk/postcode/mk45-3ny), [MK45 3NZ](https://openindex.co.uk/postcode/mk45-3nz), [MK45 3PA](https://openindex.co.uk/postcode/mk45-3pa), [MK45 3PB](https://openindex.co.uk/postcode/mk45-3pb), [MK45 3PD](https://openindex.co.uk/postcode/mk45-3pd), [MK45 3PE](https://openindex.co.uk/postcode/mk45-3pe), [MK45 3PF](https://openindex.co.uk/postcode/mk45-3pf), [MK45 3PG](https://openindex.co.uk/postcode/mk45-3pg), [MK45 3PH](https://openindex.co.uk/postcode/mk45-3ph), [MK45 3PJ](https://openindex.co.uk/postcode/mk45-3pj), [MK45 3PL](https://openindex.co.uk/postcode/mk45-3pl), [MK45 3PN](https://openindex.co.uk/postcode/mk45-3pn), [MK45 3PP](https://openindex.co.uk/postcode/mk45-3pp), [MK45 3PQ](https://openindex.co.uk/postcode/mk45-3pq), [MK45 3PR](https://openindex.co.uk/postcode/mk45-3pr), [MK45 3PS](https://openindex.co.uk/postcode/mk45-3ps), [MK45 3PT](https://openindex.co.uk/postcode/mk45-3pt), [MK45 3PU](https://openindex.co.uk/postcode/mk45-3pu), [MK45 3PW](https://openindex.co.uk/postcode/mk45-3pw), [MK45 3PY](https://openindex.co.uk/postcode/mk45-3py), [MK45 3PZ](https://openindex.co.uk/postcode/mk45-3pz), [MK45 3QA](https://openindex.co.uk/postcode/mk45-3qa), [MK45 3QB](https://openindex.co.uk/postcode/mk45-3qb), [MK45 3QD](https://openindex.co.uk/postcode/mk45-3qd), [MK45 3QE](https://openindex.co.uk/postcode/mk45-3qe), [MK45 3QF](https://openindex.co.uk/postcode/mk45-3qf), [MK45 3QG](https://openindex.co.uk/postcode/mk45-3qg), [MK45 3QH](https://openindex.co.uk/postcode/mk45-3qh), [MK45 3QL](https://openindex.co.uk/postcode/mk45-3ql), [MK45 3QN](https://openindex.co.uk/postcode/mk45-3qn), [MK45 3QP](https://openindex.co.uk/postcode/mk45-3qp), [MK45 3QQ](https://openindex.co.uk/postcode/mk45-3qq), [MK45 3QR](https://openindex.co.uk/postcode/mk45-3qr), [MK45 3QS](https://openindex.co.uk/postcode/mk45-3qs), [MK45 3QT](https://openindex.co.uk/postcode/mk45-3qt), [MK45 3QU](https://openindex.co.uk/postcode/mk45-3qu), [MK45 3QW](https://openindex.co.uk/postcode/mk45-3qw), [MK45 3QX](https://openindex.co.uk/postcode/mk45-3qx), [MK45 3QY](https://openindex.co.uk/postcode/mk45-3qy), [MK45 3QZ](https://openindex.co.uk/postcode/mk45-3qz), [MK45 3RA](https://openindex.co.uk/postcode/mk45-3ra), [MK45 3RB](https://openindex.co.uk/postcode/mk45-3rb), [MK45 3RD](https://openindex.co.uk/postcode/mk45-3rd), [MK45 3RE](https://openindex.co.uk/postcode/mk45-3re), [MK45 3RF](https://openindex.co.uk/postcode/mk45-3rf), [MK45 3RG](https://openindex.co.uk/postcode/mk45-3rg), [MK45 3RJ](https://openindex.co.uk/postcode/mk45-3rj), [MK45 3RN](https://openindex.co.uk/postcode/mk45-3rn), [MK45 3RQ](https://openindex.co.uk/postcode/mk45-3rq), [MK45 3RR](https://openindex.co.uk/postcode/mk45-3rr), [MK45 3RS](https://openindex.co.uk/postcode/mk45-3rs), [MK45 3RT](https://openindex.co.uk/postcode/mk45-3rt), [MK45 3SB](https://openindex.co.uk/postcode/mk45-3sb), [MK45 3SD](https://openindex.co.uk/postcode/mk45-3sd), [MK45 3SE](https://openindex.co.uk/postcode/mk45-3se), [MK45 3SF](https://openindex.co.uk/postcode/mk45-3sf), [MK45 3SG](https://openindex.co.uk/postcode/mk45-3sg), [MK45 3SH](https://openindex.co.uk/postcode/mk45-3sh), [MK45 3SJ](https://openindex.co.uk/postcode/mk45-3sj), [MK45 3SL](https://openindex.co.uk/postcode/mk45-3sl), [MK45 3SN](https://openindex.co.uk/postcode/mk45-3sn), [MK45 3SS](https://openindex.co.uk/postcode/mk45-3ss), [MK45 3ST](https://openindex.co.uk/postcode/mk45-3st), [MK45 3SU](https://openindex.co.uk/postcode/mk45-3su), [MK45 3SW](https://openindex.co.uk/postcode/mk45-3sw), [MK45 3SX](https://openindex.co.uk/postcode/mk45-3sx), [MK45 3SY](https://openindex.co.uk/postcode/mk45-3sy), [MK45 3TA](https://openindex.co.uk/postcode/mk45-3ta), [MK45 3TB](https://openindex.co.uk/postcode/mk45-3tb), [MK45 3TD](https://openindex.co.uk/postcode/mk45-3td), [MK45 3TE](https://openindex.co.uk/postcode/mk45-3te), [MK45 3TF](https://openindex.co.uk/postcode/mk45-3tf), [MK45 3TG](https://openindex.co.uk/postcode/mk45-3tg), [MK45 3TH](https://openindex.co.uk/postcode/mk45-3th), [MK45 3TJ](https://openindex.co.uk/postcode/mk45-3tj), [MK45 3TL](https://openindex.co.uk/postcode/mk45-3tl), [MK45 3TN](https://openindex.co.uk/postcode/mk45-3tn), [MK45 3TZ](https://openindex.co.uk/postcode/mk45-3tz), [MK45 3UA](https://openindex.co.uk/postcode/mk45-3ua), [MK45 3UB](https://openindex.co.uk/postcode/mk45-3ub), [MK45 3UD](https://openindex.co.uk/postcode/mk45-3ud), [MK45 3UE](https://openindex.co.uk/postcode/mk45-3ue), [MK45 3UJ](https://openindex.co.uk/postcode/mk45-3uj), [MK45 3UL](https://openindex.co.uk/postcode/mk45-3ul), [MK45 3UN](https://openindex.co.uk/postcode/mk45-3un), [MK45 3UT](https://openindex.co.uk/postcode/mk45-3ut), [MK45 3UU](https://openindex.co.uk/postcode/mk45-3uu), [MK45 3UZ](https://openindex.co.uk/postcode/mk45-3uz), [MK45 3WA](https://openindex.co.uk/postcode/mk45-3wa), [MK45 3WB](https://openindex.co.uk/postcode/mk45-3wb), [MK45 3WD](https://openindex.co.uk/postcode/mk45-3wd), [MK45 3WE](https://openindex.co.uk/postcode/mk45-3we), [MK45 3WF](https://openindex.co.uk/postcode/mk45-3wf), [MK45 3WG](https://openindex.co.uk/postcode/mk45-3wg), [MK45 3WH](https://openindex.co.uk/postcode/mk45-3wh), [MK45 3WJ](https://openindex.co.uk/postcode/mk45-3wj), [MK45 3WL](https://openindex.co.uk/postcode/mk45-3wl), [MK45 3WN](https://openindex.co.uk/postcode/mk45-3wn), [MK45 3WP](https://openindex.co.uk/postcode/mk45-3wp), [MK45 3WQ](https://openindex.co.uk/postcode/mk45-3wq), [MK45 3WR](https://openindex.co.uk/postcode/mk45-3wr), [MK45 3WS](https://openindex.co.uk/postcode/mk45-3ws), [MK45 3WT](https://openindex.co.uk/postcode/mk45-3wt), [MK45 3WU](https://openindex.co.uk/postcode/mk45-3wu), [MK45 3WW](https://openindex.co.uk/postcode/mk45-3ww), [MK45 3WX](https://openindex.co.uk/postcode/mk45-3wx), [MK45 3WY](https://openindex.co.uk/postcode/mk45-3wy), [MK45 3XA](https://openindex.co.uk/postcode/mk45-3xa)

## How to cite

Source: Open Index, openindex.co.uk. Link to this page, https://openindex.co.uk/postcode/mk45-3.

Open Index's own text and the figures it works out are licensed under CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/). Source data keeps its publishers' licences, named with each figure. Give each figure's period and source with it.

Snapshot 2026.10.9. The HTML page: https://openindex.co.uk/postcode/mk45-3