# MK40 3: postcode sector in Bedford

216 live postcodes, all in Bedford.

A postcode has no figures of its own: each layer is published for whole councils, neighbourhoods or exact points. The figures below are for the whole of Bedford. Open the map at MK40 3 for neighbourhoods and points.

In: [Bedford](https://openindex.co.uk/bedford) › [MK40](https://openindex.co.uk/postcode/mk40)

## Key figures

- **Average house price: £330,462** (August 2026). Bedford’s average house price was £330,462 in August 2026 (HM Land Registry). Up 1.1% in a year. Source: UK House Price Index, August 2026. Published 21 October 2026.
- **Median full-time pay: £41,214** (2025). Full-time workers living in Bedford earned a median of £41,214 in 2025 (ONS earnings survey). 116th highest paid of 348. Source: Annual Survey of Hours and Earnings, 2025. Published 23 October 2025.
- **House price to pay: 8.0×** (2025). A home in Bedford costs 8.0 times local full-time pay. Joint 133rd least affordable of 348. Source: Worked out by Open Index from the UK House Price Index and the ONS earnings survey. Published 21 October 2026.
- **Deprivation score: 19.7** (2025). Bedford has a deprivation score of 19.7 in the English Indices of Deprivation 2025 (MHCLG). Joint 138th most deprived of 296. Source: English Indices of Deprivation 2025, 2025. Published 30 October 2025.

## About

- Type: Postcode sector
- Live postcodes: 216
- Council: [Bedford](https://openindex.co.uk/bedford)
- Centre: 52.1389, -0.4540

Council: [Bedford](https://openindex.co.uk/bedford) (Unitary authority, 100%).

## Your MP

- [Bedford](https://openindex.co.uk/constituency/bedford): Mohammad Yasin (Labour), MP since July 2024.

As of 18 October 2026. Contains Parliamentary information licensed under the Open Parliament Licence v3.0. Source: UK Parliament, Members API.

## Postcodes in MK40 3

[MK40 3AA](https://openindex.co.uk/postcode/mk40-3aa), [MK40 3AD](https://openindex.co.uk/postcode/mk40-3ad), [MK40 3AE](https://openindex.co.uk/postcode/mk40-3ae), [MK40 3AF](https://openindex.co.uk/postcode/mk40-3af), [MK40 3AG](https://openindex.co.uk/postcode/mk40-3ag), [MK40 3AJ](https://openindex.co.uk/postcode/mk40-3aj), [MK40 3AL](https://openindex.co.uk/postcode/mk40-3al), [MK40 3AN](https://openindex.co.uk/postcode/mk40-3an), [MK40 3AP](https://openindex.co.uk/postcode/mk40-3ap), [MK40 3AR](https://openindex.co.uk/postcode/mk40-3ar), [MK40 3AS](https://openindex.co.uk/postcode/mk40-3as), [MK40 3AT](https://openindex.co.uk/postcode/mk40-3at), [MK40 3AU](https://openindex.co.uk/postcode/mk40-3au), [MK40 3AW](https://openindex.co.uk/postcode/mk40-3aw), [MK40 3AX](https://openindex.co.uk/postcode/mk40-3ax), [MK40 3AY](https://openindex.co.uk/postcode/mk40-3ay), [MK40 3AZ](https://openindex.co.uk/postcode/mk40-3az), [MK40 3BA](https://openindex.co.uk/postcode/mk40-3ba), [MK40 3BB](https://openindex.co.uk/postcode/mk40-3bb), [MK40 3BD](https://openindex.co.uk/postcode/mk40-3bd), [MK40 3BE](https://openindex.co.uk/postcode/mk40-3be), [MK40 3BG](https://openindex.co.uk/postcode/mk40-3bg), [MK40 3BH](https://openindex.co.uk/postcode/mk40-3bh), [MK40 3BJ](https://openindex.co.uk/postcode/mk40-3bj), [MK40 3BL](https://openindex.co.uk/postcode/mk40-3bl), [MK40 3BQ](https://openindex.co.uk/postcode/mk40-3bq), [MK40 3BS](https://openindex.co.uk/postcode/mk40-3bs), [MK40 3BT](https://openindex.co.uk/postcode/mk40-3bt), [MK40 3BU](https://openindex.co.uk/postcode/mk40-3bu), [MK40 3BY](https://openindex.co.uk/postcode/mk40-3by), [MK40 3BZ](https://openindex.co.uk/postcode/mk40-3bz), [MK40 3DA](https://openindex.co.uk/postcode/mk40-3da), [MK40 3DB](https://openindex.co.uk/postcode/mk40-3db), [MK40 3DD](https://openindex.co.uk/postcode/mk40-3dd), [MK40 3DE](https://openindex.co.uk/postcode/mk40-3de), [MK40 3DF](https://openindex.co.uk/postcode/mk40-3df), [MK40 3DG](https://openindex.co.uk/postcode/mk40-3dg), [MK40 3DH](https://openindex.co.uk/postcode/mk40-3dh), [MK40 3DJ](https://openindex.co.uk/postcode/mk40-3dj), [MK40 3DL](https://openindex.co.uk/postcode/mk40-3dl), [MK40 3DN](https://openindex.co.uk/postcode/mk40-3dn), [MK40 3DP](https://openindex.co.uk/postcode/mk40-3dp), [MK40 3DQ](https://openindex.co.uk/postcode/mk40-3dq), [MK40 3DR](https://openindex.co.uk/postcode/mk40-3dr), [MK40 3DS](https://openindex.co.uk/postcode/mk40-3ds), [MK40 3DT](https://openindex.co.uk/postcode/mk40-3dt), [MK40 3DU](https://openindex.co.uk/postcode/mk40-3du), [MK40 3DW](https://openindex.co.uk/postcode/mk40-3dw), [MK40 3DX](https://openindex.co.uk/postcode/mk40-3dx), [MK40 3DY](https://openindex.co.uk/postcode/mk40-3dy), [MK40 3EA](https://openindex.co.uk/postcode/mk40-3ea), [MK40 3EB](https://openindex.co.uk/postcode/mk40-3eb), [MK40 3EE](https://openindex.co.uk/postcode/mk40-3ee), [MK40 3EF](https://openindex.co.uk/postcode/mk40-3ef), [MK40 3EG](https://openindex.co.uk/postcode/mk40-3eg), [MK40 3EJ](https://openindex.co.uk/postcode/mk40-3ej), [MK40 3EL](https://openindex.co.uk/postcode/mk40-3el), [MK40 3EN](https://openindex.co.uk/postcode/mk40-3en), [MK40 3EP](https://openindex.co.uk/postcode/mk40-3ep), [MK40 3EQ](https://openindex.co.uk/postcode/mk40-3eq), [MK40 3EU](https://openindex.co.uk/postcode/mk40-3eu), [MK40 3EW](https://openindex.co.uk/postcode/mk40-3ew), [MK40 3EX](https://openindex.co.uk/postcode/mk40-3ex), [MK40 3FA](https://openindex.co.uk/postcode/mk40-3fa), [MK40 3FB](https://openindex.co.uk/postcode/mk40-3fb), [MK40 3FD](https://openindex.co.uk/postcode/mk40-3fd), [MK40 3FE](https://openindex.co.uk/postcode/mk40-3fe), [MK40 3FF](https://openindex.co.uk/postcode/mk40-3ff), [MK40 3FG](https://openindex.co.uk/postcode/mk40-3fg), [MK40 3FH](https://openindex.co.uk/postcode/mk40-3fh), [MK40 3FJ](https://openindex.co.uk/postcode/mk40-3fj), [MK40 3FL](https://openindex.co.uk/postcode/mk40-3fl), [MK40 3FN](https://openindex.co.uk/postcode/mk40-3fn), [MK40 3GB](https://openindex.co.uk/postcode/mk40-3gb), [MK40 3GD](https://openindex.co.uk/postcode/mk40-3gd), [MK40 3HD](https://openindex.co.uk/postcode/mk40-3hd), [MK40 3HP](https://openindex.co.uk/postcode/mk40-3hp), [MK40 3HR](https://openindex.co.uk/postcode/mk40-3hr), [MK40 3HS](https://openindex.co.uk/postcode/mk40-3hs), [MK40 3HU](https://openindex.co.uk/postcode/mk40-3hu), [MK40 3HY](https://openindex.co.uk/postcode/mk40-3hy), [MK40 3HZ](https://openindex.co.uk/postcode/mk40-3hz), [MK40 3JA](https://openindex.co.uk/postcode/mk40-3ja), [MK40 3JB](https://openindex.co.uk/postcode/mk40-3jb), [MK40 3JD](https://openindex.co.uk/postcode/mk40-3jd), [MK40 3JG](https://openindex.co.uk/postcode/mk40-3jg), [MK40 3JJ](https://openindex.co.uk/postcode/mk40-3jj), [MK40 3JN](https://openindex.co.uk/postcode/mk40-3jn), [MK40 3JP](https://openindex.co.uk/postcode/mk40-3jp), [MK40 3JR](https://openindex.co.uk/postcode/mk40-3jr), [MK40 3JT](https://openindex.co.uk/postcode/mk40-3jt), [MK40 3JW](https://openindex.co.uk/postcode/mk40-3jw), [MK40 3JY](https://openindex.co.uk/postcode/mk40-3jy), [MK40 3LH](https://openindex.co.uk/postcode/mk40-3lh), [MK40 3NB](https://openindex.co.uk/postcode/mk40-3nb), [MK40 3ND](https://openindex.co.uk/postcode/mk40-3nd), [MK40 3NE](https://openindex.co.uk/postcode/mk40-3ne), [MK40 3NF](https://openindex.co.uk/postcode/mk40-3nf), [MK40 3NH](https://openindex.co.uk/postcode/mk40-3nh), [MK40 3NR](https://openindex.co.uk/postcode/mk40-3nr), [MK40 3NT](https://openindex.co.uk/postcode/mk40-3nt), [MK40 3NU](https://openindex.co.uk/postcode/mk40-3nu), [MK40 3NX](https://openindex.co.uk/postcode/mk40-3nx), [MK40 3NY](https://openindex.co.uk/postcode/mk40-3ny), [MK40 3NZ](https://openindex.co.uk/postcode/mk40-3nz), [MK40 3PA](https://openindex.co.uk/postcode/mk40-3pa), [MK40 3PB](https://openindex.co.uk/postcode/mk40-3pb), [MK40 3PD](https://openindex.co.uk/postcode/mk40-3pd), [MK40 3PE](https://openindex.co.uk/postcode/mk40-3pe), [MK40 3PF](https://openindex.co.uk/postcode/mk40-3pf), [MK40 3PG](https://openindex.co.uk/postcode/mk40-3pg), [MK40 3PH](https://openindex.co.uk/postcode/mk40-3ph), [MK40 3PJ](https://openindex.co.uk/postcode/mk40-3pj), [MK40 3PL](https://openindex.co.uk/postcode/mk40-3pl), [MK40 3PN](https://openindex.co.uk/postcode/mk40-3pn), [MK40 3PP](https://openindex.co.uk/postcode/mk40-3pp), [MK40 3PQ](https://openindex.co.uk/postcode/mk40-3pq), [MK40 3PR](https://openindex.co.uk/postcode/mk40-3pr), [MK40 3PS](https://openindex.co.uk/postcode/mk40-3ps), [MK40 3PT](https://openindex.co.uk/postcode/mk40-3pt), [MK40 3PW](https://openindex.co.uk/postcode/mk40-3pw), [MK40 3PX](https://openindex.co.uk/postcode/mk40-3px), [MK40 3PY](https://openindex.co.uk/postcode/mk40-3py), [MK40 3PZ](https://openindex.co.uk/postcode/mk40-3pz), [MK40 3QA](https://openindex.co.uk/postcode/mk40-3qa), [MK40 3QB](https://openindex.co.uk/postcode/mk40-3qb), [MK40 3QD](https://openindex.co.uk/postcode/mk40-3qd), [MK40 3QF](https://openindex.co.uk/postcode/mk40-3qf), [MK40 3QH](https://openindex.co.uk/postcode/mk40-3qh), [MK40 3QJ](https://openindex.co.uk/postcode/mk40-3qj), [MK40 3QL](https://openindex.co.uk/postcode/mk40-3ql), [MK40 3QN](https://openindex.co.uk/postcode/mk40-3qn), [MK40 3QP](https://openindex.co.uk/postcode/mk40-3qp), [MK40 3QR](https://openindex.co.uk/postcode/mk40-3qr), [MK40 3QS](https://openindex.co.uk/postcode/mk40-3qs), [MK40 3QT](https://openindex.co.uk/postcode/mk40-3qt), [MK40 3QU](https://openindex.co.uk/postcode/mk40-3qu), [MK40 3QW](https://openindex.co.uk/postcode/mk40-3qw), [MK40 3QX](https://openindex.co.uk/postcode/mk40-3qx), [MK40 3QY](https://openindex.co.uk/postcode/mk40-3qy), [MK40 3QZ](https://openindex.co.uk/postcode/mk40-3qz), [MK40 3RA](https://openindex.co.uk/postcode/mk40-3ra), [MK40 3RB](https://openindex.co.uk/postcode/mk40-3rb), [MK40 3RD](https://openindex.co.uk/postcode/mk40-3rd), [MK40 3RE](https://openindex.co.uk/postcode/mk40-3re), [MK40 3RF](https://openindex.co.uk/postcode/mk40-3rf), [MK40 3RG](https://openindex.co.uk/postcode/mk40-3rg), [MK40 3RH](https://openindex.co.uk/postcode/mk40-3rh), [MK40 3RJ](https://openindex.co.uk/postcode/mk40-3rj), [MK40 3RL](https://openindex.co.uk/postcode/mk40-3rl), [MK40 3RN](https://openindex.co.uk/postcode/mk40-3rn), [MK40 3RP](https://openindex.co.uk/postcode/mk40-3rp), [MK40 3RQ](https://openindex.co.uk/postcode/mk40-3rq), [MK40 3RS](https://openindex.co.uk/postcode/mk40-3rs), [MK40 3RT](https://openindex.co.uk/postcode/mk40-3rt), [MK40 3RU](https://openindex.co.uk/postcode/mk40-3ru), [MK40 3RW](https://openindex.co.uk/postcode/mk40-3rw), [MK40 3RX](https://openindex.co.uk/postcode/mk40-3rx), [MK40 3RY](https://openindex.co.uk/postcode/mk40-3ry), [MK40 3RZ](https://openindex.co.uk/postcode/mk40-3rz), [MK40 3SA](https://openindex.co.uk/postcode/mk40-3sa), [MK40 3SB](https://openindex.co.uk/postcode/mk40-3sb), [MK40 3SD](https://openindex.co.uk/postcode/mk40-3sd), [MK40 3SE](https://openindex.co.uk/postcode/mk40-3se), [MK40 3SF](https://openindex.co.uk/postcode/mk40-3sf), [MK40 3SG](https://openindex.co.uk/postcode/mk40-3sg), [MK40 3SH](https://openindex.co.uk/postcode/mk40-3sh), [MK40 3SJ](https://openindex.co.uk/postcode/mk40-3sj), [MK40 3SL](https://openindex.co.uk/postcode/mk40-3sl), [MK40 3SN](https://openindex.co.uk/postcode/mk40-3sn), [MK40 3SP](https://openindex.co.uk/postcode/mk40-3sp), [MK40 3SQ](https://openindex.co.uk/postcode/mk40-3sq), [MK40 3SR](https://openindex.co.uk/postcode/mk40-3sr), [MK40 3SS](https://openindex.co.uk/postcode/mk40-3ss), [MK40 3ST](https://openindex.co.uk/postcode/mk40-3st), [MK40 3SU](https://openindex.co.uk/postcode/mk40-3su), [MK40 3SW](https://openindex.co.uk/postcode/mk40-3sw), [MK40 3SX](https://openindex.co.uk/postcode/mk40-3sx), [MK40 3SY](https://openindex.co.uk/postcode/mk40-3sy), [MK40 3SZ](https://openindex.co.uk/postcode/mk40-3sz), [MK40 3TA](https://openindex.co.uk/postcode/mk40-3ta), [MK40 3TB](https://openindex.co.uk/postcode/mk40-3tb), [MK40 3TD](https://openindex.co.uk/postcode/mk40-3td), [MK40 3TE](https://openindex.co.uk/postcode/mk40-3te), [MK40 3TF](https://openindex.co.uk/postcode/mk40-3tf), [MK40 3TG](https://openindex.co.uk/postcode/mk40-3tg), [MK40 3TH](https://openindex.co.uk/postcode/mk40-3th), [MK40 3TJ](https://openindex.co.uk/postcode/mk40-3tj), [MK40 3TL](https://openindex.co.uk/postcode/mk40-3tl), [MK40 3TP](https://openindex.co.uk/postcode/mk40-3tp), [MK40 3TQ](https://openindex.co.uk/postcode/mk40-3tq), [MK40 3TR](https://openindex.co.uk/postcode/mk40-3tr), [MK40 3TS](https://openindex.co.uk/postcode/mk40-3ts), [MK40 3TT](https://openindex.co.uk/postcode/mk40-3tt), [MK40 3TU](https://openindex.co.uk/postcode/mk40-3tu), [MK40 3TX](https://openindex.co.uk/postcode/mk40-3tx), [MK40 3TY](https://openindex.co.uk/postcode/mk40-3ty), [MK40 3TZ](https://openindex.co.uk/postcode/mk40-3tz), [MK40 3UA](https://openindex.co.uk/postcode/mk40-3ua), [MK40 3UB](https://openindex.co.uk/postcode/mk40-3ub), [MK40 3UD](https://openindex.co.uk/postcode/mk40-3ud), [MK40 3UE](https://openindex.co.uk/postcode/mk40-3ue), [MK40 3UF](https://openindex.co.uk/postcode/mk40-3uf), [MK40 3UG](https://openindex.co.uk/postcode/mk40-3ug), [MK40 3UH](https://openindex.co.uk/postcode/mk40-3uh), [MK40 3UJ](https://openindex.co.uk/postcode/mk40-3uj), [MK40 3UL](https://openindex.co.uk/postcode/mk40-3ul), [MK40 3UN](https://openindex.co.uk/postcode/mk40-3un), [MK40 3UQ](https://openindex.co.uk/postcode/mk40-3uq), [MK40 3UR](https://openindex.co.uk/postcode/mk40-3ur), [MK40 3US](https://openindex.co.uk/postcode/mk40-3us), [MK40 3UT](https://openindex.co.uk/postcode/mk40-3ut), [MK40 3UX](https://openindex.co.uk/postcode/mk40-3ux), [MK40 3UY](https://openindex.co.uk/postcode/mk40-3uy), [MK40 3UZ](https://openindex.co.uk/postcode/mk40-3uz), [MK40 3XD](https://openindex.co.uk/postcode/mk40-3xd)

## How to cite

Source: Open Index, openindex.co.uk. Link to this page, https://openindex.co.uk/postcode/mk40-3.

Open Index's own text and the figures it works out are licensed under CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/). Source data keeps its publishers' licences, named with each figure. Give each figure's period and source with it.

Snapshot 2026.10.11. The HTML page: https://openindex.co.uk/postcode/mk40-3