# Housing in Moray

North Scotland. 94,730 people (mid-2025 estimate) in 2,238 square kilometres.

8 layers about housing for Moray, each at the level its publisher released it, with its own date and source.

In: [Scotland](https://openindex.co.uk/scotland)

## Average house price

Moray: **£204,008** (July 2026, council level). Source: HM Land Registry and partners. Published 16 September 2026.

Moray’s average house price was £204,008 in July 2026.
That is 4% higher than Scotland and 25% lower than the UK average.
Prices rose 5.6% in the year to July 2026.

- Against Scotland: 4% higher (£196,349)
- Against the UK: 25% lower (£272,611)

### House prices since 2004

Average house price each month for Moray, Scotland, United Kingdom, January 2004 to July 2026. Source: UK House Price Index.

| Month | Moray | Scotland | United Kingdom |
| --- | --- | --- | --- |
| Jan 2004 | £68,782 | £76,662 | £126,179 |
| Jan 2005 | £85,053 | £90,440 | £138,759 |
| Jan 2006 | £98,538 | £105,257 | £147,360 |
| Jan 2007 | £119,503 | £121,923 | £162,825 |
| Jan 2008 | £135,843 | £133,172 | £171,137 |
| Jan 2009 | £129,837 | £119,792 | £144,840 |
| Jan 2010 | £135,962 | £124,112 | £154,268 |
| Jan 2011 | £132,293 | £124,856 | £154,113 |
| Jan 2012 | £124,148 | £120,989 | £152,831 |
| Jan 2013 | £131,476 | £117,973 | £154,495 |
| Jan 2014 | £131,174 | £122,220 | £164,137 |
| Jan 2015 | £136,244 | £129,869 | £175,636 |
| Jan 2016 | £136,358 | £131,634 | £189,268 |
| Jan 2017 | £142,313 | £133,141 | £198,276 |
| Jan 2018 | £146,417 | £141,353 | £206,844 |
| Jan 2019 | £147,001 | £144,124 | £210,317 |
| Jan 2020 | £145,539 | £147,731 | £213,657 |
| Jan 2021 | £159,556 | £157,866 | £228,417 |
| Jan 2022 | £170,181 | £173,589 | £248,031 |
| Jan 2023 | £190,647 | £175,092 | £260,941 |
| Jan 2024 | £183,132 | £179,248 | £255,972 |
| Jan 2025 | £194,196 | £185,315 | £264,936 |
| Jan 2026 | £195,916 | £189,118 | £268,862 |
| Jul 2026 | £204,008 | £196,349 | £272,611 |

[Map](https://openindex.co.uk/map/house-prices?place=S12000020) · [Source and method](https://openindex.co.uk/sources/house-prices) · [Ranking](https://openindex.co.uk/rankings/house-prices/scotland) · https://openindex.co.uk/moray/housing#l-house-price-average

## House price to pay

Moray: **6.0×** (2025, council level, Great Britain only). Source: Worked out by Open Index from the UK House Price Index and the ONS earnings survey. Published 16 September 2026.

A home in Moray costs 6.0 times local full-time pay.

[Map](https://openindex.co.uk/map/price-against-pay?place=S12000020) · [Source and method](https://openindex.co.uk/sources/price-against-pay) · [Ranking](https://openindex.co.uk/rankings/price-against-pay/scotland) · https://openindex.co.uk/moray/housing#l-price-against-pay

## Annual price change

Moray: **5.6%** (July 2026, council level). Source: HM Land Registry and partners. Published 16 September 2026.

- Against Scotland: 2.4 times (2.3%)
- Against the UK: 4 times (1.4%)

### House price change since 2005

Annual price change each month for Moray, Scotland, United Kingdom, January 2005 to July 2026. Source: UK House Price Index.

| Month | Moray | Scotland | United Kingdom |
| --- | --- | --- | --- |
| Jan 2005 | 23.7% | 18.0% | 10.0% |
| Jan 2006 | 15.9% | 16.4% | 6.2% |
| Jan 2007 | 21.3% | 15.8% | 10.5% |
| Jan 2008 | 13.7% | 9.2% | 5.1% |
| Jan 2009 | −4.4% | −10.0% | −15.4% |
| Jan 2010 | 4.7% | 3.6% | 6.5% |
| Jan 2011 | −2.7% | 0.6% | −0.1% |
| Jan 2012 | −6.2% | −3.1% | −0.8% |
| Jan 2013 | 5.9% | −2.5% | 1.1% |
| Jan 2014 | −0.2% | 3.6% | 6.2% |
| Jan 2015 | 3.9% | 6.3% | 7.0% |
| Jan 2016 | 0.1% | 1.4% | 7.8% |
| Jan 2017 | 4.4% | 1.1% | 4.8% |
| Jan 2018 | 2.9% | 6.2% | 4.3% |
| Jan 2019 | 0.4% | 2.0% | 1.7% |
| Jan 2020 | −1.0% | 2.5% | 1.6% |
| Jan 2021 | 9.6% | 6.9% | 6.9% |
| Jan 2022 | 6.7% | 10.0% | 8.6% |
| Jan 2023 | 12.0% | 0.9% | 5.2% |
| Jan 2024 | −3.9% | 2.4% | −1.9% |
| Jan 2025 | 6.0% | 3.4% | 3.5% |
| Jan 2026 | 0.9% | 2.1% | 1.5% |
| Jul 2026 | 5.6% | 2.3% | 1.4% |

[Map](https://openindex.co.uk/map/house-price-change?place=S12000020) · [Source and method](https://openindex.co.uk/sources/house-price-change) · [Ranking](https://openindex.co.uk/rankings/house-price-change/scotland) · https://openindex.co.uk/moray/housing#l-house-price-change-1y

## Detached house price

Moray: **£316,545** (July 2026, council level). Source: HM Land Registry and partners. Published 16 September 2026.

The average price of a detached home in Moray was £316,545 in July 2026.
That is 13% lower than Scotland and 29% lower than the UK average for detached homes.

- Against Scotland: 13% lower (£362,765)
- Against the UK: 29% lower (£444,936)

[Map](https://openindex.co.uk/map/detached-house-prices?place=S12000020) · [Source and method](https://openindex.co.uk/sources/detached-house-prices) · [Ranking](https://openindex.co.uk/rankings/detached-house-prices/scotland) · https://openindex.co.uk/moray/housing#l-house-price-detached

## Flat price

Moray: **£110,429** (July 2026, council level). Source: HM Land Registry and partners. Published 16 September 2026.

The average price of a flat in Moray was £110,429 in July 2026.
That is 19% lower than Scotland and 43% lower than the UK average for flats.

- Against Scotland: 19% lower (£136,950)
- Against the UK: 43% lower (£192,704)

[Map](https://openindex.co.uk/map/flat-prices?place=S12000020) · [Source and method](https://openindex.co.uk/sources/flat-prices) · [Ranking](https://openindex.co.uk/rankings/flat-prices/scotland) · https://openindex.co.uk/moray/housing#l-house-price-flat

## Semi-detached house price

Moray: **£200,648** (July 2026, council level). Source: HM Land Registry and partners. Published 16 September 2026.

The average price of a semi-detached home in Moray was £200,648 in July 2026.
That is 11% lower than Scotland and 28% lower than the UK average for semi-detached homes.

- Against Scotland: 11% lower (£225,166)
- Against the UK: 28% lower (£278,555)

[Map](https://openindex.co.uk/map/semi-detached-house-prices?place=S12000020) · [Source and method](https://openindex.co.uk/sources/semi-detached-house-prices) · [Ranking](https://openindex.co.uk/rankings/semi-detached-house-prices/scotland) · https://openindex.co.uk/moray/housing#l-house-price-semi

## Terraced house price

Moray: **£159,169** (July 2026, council level). Source: HM Land Registry and partners. Published 16 September 2026.

The average price of a terraced home in Moray was £159,169 in July 2026.
That is 13% lower than Scotland and 31% lower than the UK average for terraced homes.

- Against Scotland: 13% lower (£182,762)
- Against the UK: 31% lower (£231,945)

[Map](https://openindex.co.uk/map/terraced-house-prices?place=S12000020) · [Source and method](https://openindex.co.uk/sources/terraced-house-prices) · [Ranking](https://openindex.co.uk/rankings/terraced-house-prices/scotland) · https://openindex.co.uk/moray/housing#l-house-price-terraced

## House sales per month

Moray: **123** (May 2026, council level). Source: HM Land Registry and partners. Published 16 September 2026.

123 home sales were recorded in Moray in May 2026.
Figures for the latest months are revised as more sales are registered.

[Map](https://openindex.co.uk/map/house-sales?place=S12000020) · [Source and method](https://openindex.co.uk/sources/house-sales) · [Ranking](https://openindex.co.uk/rankings/house-sales/scotland) · https://openindex.co.uk/moray/housing#l-house-sales-volume

## More on this place

- [Overview](https://openindex.co.uk/moray)
- [Crime](https://openindex.co.uk/moray/crime) (6)
- [People](https://openindex.co.uk/moray/people) (15)
- [Deprivation](https://openindex.co.uk/moray/deprivation) (2)
- [Health](https://openindex.co.uk/moray/health) (4)
- [Education](https://openindex.co.uk/moray/education) (2)
- [Environment](https://openindex.co.uk/moray/environment) (5)
- [Transport](https://openindex.co.uk/moray/transport) (4)
- [Connectivity](https://openindex.co.uk/moray/connectivity) (5)
- [Economy](https://openindex.co.uk/moray/economy) (4)
- [Council tax](https://openindex.co.uk/moray/council-tax) (2)
- [Elections](https://openindex.co.uk/moray/elections) (7)
- [Local services](https://openindex.co.uk/moray/services) (1)
- [Sources](https://openindex.co.uk/moray/sources) (22)

The same figures as JSON: https://openindex.co.uk/v1/places/S12000020/data?family=housing

## How to cite

Source: Open Index, openindex.co.uk. Link to this page, https://openindex.co.uk/moray/housing, or to one figure with its anchor, https://openindex.co.uk/moray/housing#l-house-price-average.

Open Index's own text and the figures it works out are licensed under CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/). Source data keeps its publishers' licences, named with each figure. Give each figure's period and source with it.

Snapshot 2026.10.8, https://doi.org/10.5281/zenodo.23508850. The HTML page: https://openindex.co.uk/moray/housing